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UCB Asset Management

UCB Asset Management Limited

  • Asset Management Company
  • BSEC Regulated

Funds by UCB Asset Management

About UCB Asset Management

UCB Asset Management Limited is an asset management company in Bangladesh that manages equity, fixed income and Shariah-compliant mutual funds. It is a wholly owned subsidiary of United Commercial Bank PLC (UCB).

The company received its asset management license from the Bangladesh Securities and Exchange Commission (BSEC) in February 2020. It manages BDT 15 billion in assets.

Investment philosophy

UCB Asset Management invests for long-term, risk-adjusted returns based on fundamental research. Before any investment, it asks how much it can afford to lose before asking how much it can make.

  1. 01

    Economic conviction

    Invests in listed companies positioned to grow with Bangladesh’s economy over the long term.

  2. 02

    Selective portfolio

    Holdings come from a selective list of equity, fixed income and alternative securities the team has researched in depth.

  3. 03

    Continuous evaluation

    Each company is reviewed after purchase as closely as before, so the risk and reward of every holding stays current.

  4. 04

    Capital preservation

    Limiting losses comes before chasing gains, with the aim of steadier results in weak markets.

  5. 05

    Strategic asset allocation

    Money is spread across equities, government securities and corporate bonds to manage volatility across market cycles.

  6. 06

    Shariah compliance

    UCB Taqwa Growth Fund follows Islamic principles under a dedicated Shariah Advisory Board.

Source: UCB Asset Management

Leadership

Frequently asked questions

The minimum SIP for UCB Asset Management funds is ৳ 5,000 per month.

The minimum lump sum investment in UCB Asset Management funds is 500 units. The Taka amount depends on the fund’s buy price per unit on the day you invest. The Bini app shows the exact amount before you confirm.

You can invest in UCB Asset Management’s mutual funds through the Bini app.

How to start a SIP in a UCB fund

  1. Enter your monthly amount (minimum ৳ 5,000), SIP date, tenure and dividend option.
  2. Check your BO account, bank account and nominee.
  3. Review the summary and tap Place Purchase Request.
  4. Confirm with your PIN, password or biometrics.

Bini sends your request to UCB Asset Management, which sets up the SIP. Each month, UCB pulls the amount directly from your bank account on your chosen date. The units then show in the Bini app.

How to make a lump sum investment in a UCB fund

  1. Enter the number of units (minimum 500) and your dividend option. The app shows the buy price per unit and the total amount.
  2. Check your BO account, bank account and nominee.
  3. Review the summary, tap Place Purchase Request and confirm.
  4. Transfer the amount from your bank account to the fund’s bank account shown in the app.
  5. Upload the bank transfer receipt in the app. You can also upload it later from Track Progress.

Bini checks your receipt and sends the order to UCB Asset Management. Once UCB processes it, the units show in the Bini app.

No. Bini never holds or manages your money. For a SIP, UCB Asset Management pulls the amount directly from your bank account. For a lump sum, you transfer the amount directly to the fund’s bank account. Your investment is managed by UCB Asset Management and held by the fund’s custodian, in line with Bangladesh’s mutual fund regulations.