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Study Abroad Cost Calculator
See what a degree abroad could cost in taka, and what to invest each month to be ready for it.
What is a study abroad cost calculator?
A study abroad cost calculator adds up what a degree overseas will cost you, in taka. Fees are quoted in pounds, dollars and other currencies, and the amount in taka depends on the exchange rate and on how long you wait. This one adds tuition, living costs and visa fees, converts them to taka year by year, and then shows what to invest each month so the money is ready when you leave.
What the calculator counts
- Tuition. The fee your university charges each year. It starts at an example, so replace it with the real figure.
- Living costs. Rent, food, travel and everyday spending. It starts at the minimum the visa asks you to show, which you can raise.
- Visa fees. The government's fee for the student visa or study permit, and in the UK the health surcharge for every year you study.
- Other costs. Health cover, books and flights home, if you add them.
- What you already have. Savings, and a scholarship or family support each year, so you see what is still to be saved.
- Rising prices and the taka. Costs go up each year and the taka can lose value, so a degree that starts later costs more in taka.
How the cost is worked out
Each year of study is worked out in the currency you pay in, then converted to taka at that year’s exchange rate:
Cost = (tuition + 12 × monthly living + other) × (1 + g)t × rate × (1 + w)t
- g is how much costs rise each year, as a decimal.
- w is how much the taka weakens each year, as a decimal.
- t is the number of years from now to that year of study.
- rate is the taka you pay for one unit of the currency today.
Visa fees, and the UK health surcharge for every year of study, are paid once with the application, so they sit in the first year. The monthly investment is then worked back from the sum you need, using the fund’s published annual return.
Example of using the calculator
This is the case the calculator opens with: a one-year master’s in London, going in 2 years.
- Country
- United Kingdom
- Degree
- Master's, 1 year
- Tuition, per year
- £18,000
- Living cost, per month
- £1,529
- Exchange rate
- ৳ 163 per £1
- Costs rise each year
- 3%
- Taka weakens each year
- 3%
- You plan to go in
- 2 years
What you enter
- Tuition
- ৳ 33,02,243
- Living costs
- ৳ 33,66,086
- Visa and health fees
- ৳ 2,30,684
- Total cost of the degree
- ৳ 68,99,013
- In short
- ৳ 68.99 L
What you get
How to use the calculator
- Pick the country and degree. The years of study fill in for you, and you can change them.
- Enter the tuition. Use the yearly fee from your university's page, in the currency it is quoted in.
- Check the living cost. It starts at the visa minimum. Raise it if you expect to spend more.
- Add what you already have. Enter any savings and any scholarship or support a year. The calculator shows what is still to be saved.
- Check the exchange rate. It starts on the live rate. Use your bank's rate if you have it.
- Read the total. See the whole degree, the first year you must have ready, and what each year costs. The money to show for the visa is worked out separately below it.
- Choose how long you have to save and a fund. The savings plan shows the monthly amount that would reach your goal by the day you leave. The longer you have, the less it is.
Where the visa figures come from
Every figure below is published by a government. They were last checked on 16 October 2026. Visa rules change, so confirm the amount on the official page before you apply.
United Kingdom
The visa asks for these amounts a month, for up to nine months.
To show the money: Hold it in your account for 28 days in a row, ending within 31 days of applying.
- Living costs: £1,529 a month in London, £1,171 outsideGOV.UK, Student visa: money you need (opens in a new tab)
- Student visa fee: £558GOV.UK, Student visa: how much it costs (opens in a new tab)
- Immigration Health Surcharge: £776 a yearGOV.UK, Pay for UK healthcare as part of your immigration application (opens in a new tab)
United States
The US sets no living-cost minimum. Your university states its own estimate on your I-20.
To show the money: Show the first-year amount on your I-20, with documents that show where the money comes from.
- SEVIS I-901 fee for F-1 students: $350ICE, I-901 SEVIS fee (opens in a new tab)
- Visa application fee: $185US Department of State, Fees for visa services (opens in a new tab)
Canada
The study permit asks you to show CA$23,448 for a year of living costs, for applications from 1 September 2026.
To show the money: Show your last six months of bank statements, with where the money came from.
- Living costs: CA$23,448 a year, from 1 September 2026IRCC, Financial support for a study permit (opens in a new tab)
- Study permit CA$150 and biometrics CA$85IRCC, Fee list (opens in a new tab)
Australia
The student visa asks you to show A$29,710 for a year of living costs.
To show the money: Show the money is yours to use, and explain any large recent deposits.
- Living costs: A$29,710 a yearMigration Regulations, Evidence of financial capacity (LIN 24/042) (opens in a new tab)
- Student visa charge: from A$2,500Department of Home Affairs, Student visa (subclass 500) (opens in a new tab)
Tips for planning the cost
- Use your own tuition. It is the biggest part of the cost and the only part the calculator cannot know.
- Treat the visa minimum as a floor. It is what you must show, not what you will spend.
- Try a weaker taka. Raise the yearly weakening and see how much more the degree could cost. It is better to know before you save.
- Start early. A longer time to save means a smaller monthly amount, so plan as soon as you have a country in mind.
- Check the official page. Visa rules and amounts change. Confirm them with the government before you apply.
Keep reading
Frequently asked questions
- How much does it cost to study abroad from Bangladesh?
- It depends on the country, the university and the length of the degree. The calculator adds tuition, living costs, visa fees and any other yearly costs you enter, converts them to taka at the exchange rate you choose, and shows the total, the first year and what each year costs.
- What costs does the calculator include?
- Tuition, living costs, the visa fee, the UK health surcharge where it applies, and any other yearly costs you add, such as health cover, books or flights home. It does not include scholarships or income from part-time work.
- How much money do I have to show for a student visa?
- It depends on the country. The UK asks for £1,529 a month in London and £1,171 a month elsewhere, for up to nine months. Canada asks for CA$23,448 for a year of living costs, and Australia asks for A$29,710 for a year. The US sets no fixed amount; your university states its own estimate on your I-20. Tuition is on top of these in each case.
- Where do the visa figures come from?
- From the governments' own pages, listed on this page with links. They were last checked on 16 October 2026. Visa rules change, so check the official page before you apply.
- Is the money to show for the visa the same as the cost of the degree?
- No, and it is smaller. A visa office asks to see the first year of tuition and its own living-cost amount, not every year of the degree. The UK asks for nine months of living costs and the others for a year, and Canada and Australia also ask for the cost of your travel. The calculator shows this on its own, apart from the total cost, because it is the amount that has to be in your account on the day you apply.
- Is the visa living-cost amount what I will really spend?
- Not necessarily. It is the minimum a government asks you to show, and real living costs are often higher, especially in big cities. You can type your own monthly living cost to replace it.
- How do savings and a scholarship change the result?
- Enter the savings you already have and any scholarship or family support a year. Support is taken off each year's cost, and your savings are counted as ready on the day you leave. The calculator then shows what is still to be saved, and works out the monthly investment on that amount alone.
- Which fund should I pick if I plan to leave soon?
- An income fund is the steadier choice for a goal a few years away. Growth and balanced funds can fall in a short time, and there may be no time left to wait for them to recover. The savings plan opens on VIPB Fixed Income Fund for that reason, and you can pick any other fund.
- Why does the time to save change the cost?
- Because prices go up and the taka can lose value while you wait. The later you leave, the more the same degree costs in taka, so the calculator raises costs and weakens the taka for each year until your first year of study, using rates you can change. A longer time to save also means a smaller monthly amount.
- How does the exchange rate change the cost?
- Fees are paid in pounds, dollars or other currencies, so a weaker taka means more taka for the same bill. The calculator starts on a live exchange rate that updates daily. Use the rate your bank gives you, and try a weaker taka to see how much the cost could rise.
- How is the monthly investment worked out?
- It is the amount that, invested at the start of each month in the mutual fund you pick, would grow to the sum you need by the day you leave. It uses the fund's published annual return (CAGR), the same method as the Mutual Fund Calculator. A return is not a promise, so treat it as an illustration.
- Is the tuition filled in for me?
- It starts at a round example so the page opens on a result. Tuition is set by each university, so replace it with the fee on your university's page.
- Is the study abroad cost calculator free?
- Yes. It is free to use and needs no sign-up.