VIPB Balanced Fund
- Balanced
- High
- 3Y Return
- +30.59%−0.08%change over 1D
- Fund size (AUM)as of 30 Jun 26
- ৳13.72 Cr
- NAVas of 13 Aug 26
- ৳13.09
- Min. for SIP
- ৳2,000 per month
- Min. for lumpsum
- 2,000 units
Performance
Source: Publicly disclosed fund data. Public data may have inconsistencies. This is not investment advice. Decisions should not be based on this information alone.
Return calculator
Return Calculator
| Duration | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 year | ৳6,00,000 | ৳6,27,408 | +4.57% |
| 3 years | ৳18,00,000 | ৳20,47,540 | +13.75% |
| 5 years | ৳30,00,000 | ৳37,20,589 | +24.02% |
| 10 years | ৳60,00,000 | ৳93,25,397 | +55.42% |
| 15 years | ৳90,00,000 | ৳1,77,68,651 | +97.43% |
Holdings
| Company | Sector | Assets |
|---|---|---|
| Apsclbond | Corporate Bond | 0.39% |
| Brac Bank PLC | Bank | 15.33% |
| Jamuna Bank PLC | Bank | 1.57% |
| Prime Bank PLC | Bank | 8.28% |
| Square Pharmaceuticals | Pharma | 9.17% |
| Eastern Bank PLC | Bank | 7.20% |
| Marico Bangaldesh | Pharma | 9.22% |
| Renata PLC - Pref. Share | Pharma | 5.54% |
| Renata PLC | Pharma | 1.00% |
| Berger Paints Bangladesh | Miscellaneous | 7.44% |
Asset % is based on market value. As on 30 June, 2026.
Holdings analysis
Equity / Debt / Cash split
- Equity64.74%
- Debt33.35%
- Cash1.90%
Sector analysis
- Govt. Bond32.96%
- Bank32.37%
- Pharmaceuticals & Chemicals24.93%
- Miscellaneous7.44%
- Cash & Cash Equivalents1.90%
- Coporate Bond0.39%
Returns and rankings
Absolute returns
| Name | 3Y | 5Y | All |
|---|---|---|---|
| Fund returns | +30.59% | +36.54% | +58.49% |
| Category average (Balanced) | +28.82% | +29.42% | +156.04% |
| Rank (Balanced) | 4 of 7 | 4 of 7 | 7 of 7 |
In this calculation, dividends are assumed reinvested. Category average and rank (Balanced) are computed across the Balanced funds displayed on Bini.
Exit load and tax
Exit load
- Redeemed between day 0 and day 90: 1.00%
Tax implication
You can get up to 15% of your investment amount or BDT 75,000 (whichever is lower) as a tax rebate in the fiscal year. Dividend income from the Fund is exempt from tax up to BDT 25,000 per year. ny capital gains earned from the Fund are fully exempt from tax.
About this fund
- Launch date
- 29 December 2020
- Asset manager
- VIPB Asset Management
- Risk level
- High
- Fund type
- Balanced
- Annualised return (CAGR)
- +8.54%
- Dividend policy
- The fund's accounting year runs January to December, and dividends are paid out at the end of each year. At least 70% of the fund's yearly profit is distributed as cash dividends after setting aside money for any bad investments. Regulators may set a different minimum. Dividends are sent out within 45 days of being declared, and the fund reports this to the commission within 7 days after.
Compare similar funds
| Select | Name | 1Y | 3Y | Fund size |
|---|---|---|---|---|
EDGE Bangladesh Mutual Fund | +12.65% | +43.47% | ৳21.48 Cr | |
VIPB SEBL 1st Unit Fund | +5.68% | +28.25% | ৳88.67 Cr | |
VIPB NLI 1st Unit Fund | +6.16% | +27.88% | ৳60.24 Cr | |
Ekush First Unit Fund | +18.09% | +44.47% | ৳24.31 Cr | |
IDLC Balanced Fund | +14.50% | +31.12% | ৳57.33 Cr | |
Shanta First Income Unit Fund | +8.03% | −4.06% | ৳76.91 Cr |